Boost for boost. For more information on FDIC insurance coverage, please visit www.FDIC.gov. This sharing enables portions of the Services that allows users to connect and communicate. Earnin may automatically collect the following information about your use of the Earnin Site and Services through cookies, web beacons, log files and other technologies. Patient Name (if it is not the Community Member Name); Electronic copy of medical bill (or provider name, provider address and phone number); and/or. detect, prevent and investigate actual or suspected fraud, hacking, infringement, or other misconduct involving the Earnin Express Service. to provide and deliver the Earnin Express Services you request, process transactions, and send you related information, including confirmations and/or verifications; create a record of the account transaction data and thereafter maintain and use data in connection with the operation of the Earnin Express Service; and. Earnin makes commercially reasonable efforts to provide alerts in a timely manner with accurate information, but we cannot guarantee the delivery, timeliness, or accuracy of the content of any alert. Why is Earnin available in the U.S only? (i) your name, voice, picture, portrait and likeness ( Name and/or Likeness) as such Name and/or Likeness appears in or in connection with the Content and. Do we delete your data when you request an account deletion. Information We Collect Automatically Earnin may still retain the data in aggregated or anonymized form in compliance with CCPA. To create an account, you must be a resident of the United States or one of its territories, be at least 18 years old or the age of majority in your state of residence, have a Verified Employer, a Bank Account and use a cellular/wireless telephone number and/or email address that you own. Unfortunately, not all medical bills are eligible for Health Aid. Unless otherwise required by applicable law, Earnin is under no obligation to store such Personally Identifiable Information indefinitely and disclaims any liability arising out of, or related to, the destruction of such Personally Identifiable Information. As outlined above, Earnin accepts voluntary tips in appreciation for Services rendered. Vote. There is no fee or charge to use Balance Shield alerts. Please note, however, that certain features of our Site may not be available if cookies are disabled. Information Collected by Cookies and Web Beacons: We use various technologies to collect information, and this may include sending cookies to your computer or mobile device. Here are a few reasons the Boost feature may not be appearing for you on the app: You've already requested a Boost in this pay period. To the extent you use a Service for banking or other financial services, the Service is intended only to assist you in your financial organization and decision-making and is broad in scope. More information about how we use this third party information can be found in the Information from Third Parties Section. Collection of Information You also acknowledge and understand that, with respect to any dispute with Earnin, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or these Terms of Service: You can opt out from future notifications by clicking on the unsubscribe link in emails from FiscalNote or in emails from Earnin, and/or via opt out language from any texts received. Verified Employer - an employer that (1) has a fixed work location in which you work out of (unfortunately at this time we are unable to support residential work locations) or an online/electronic timekeeping system at work; (2) is paying you on a regular pay schedule (weekly, bi-weekly, semi-monthly, monthly); and (3) is paying up to 50% of your earnings into your Bank Account. link/ZPxZyNSp3mb Balance Shield alerts can stay on indefinitely until you turn them off. https://earnin .app. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself it does so pursuant to Evolve Bank & Trusts Privacy Policy. If you believe that your Content has been copied in a way that constitutes copyright infringement, you may provide us with written notification of your claim in accordance with the requirements of the U.S. Digital Millennium Copyright Act of 1998 by emailing legal-notices@earnin.com or sending Earnin a physical notification at: ActiveHours, Inc. d/b/a Earnin I am reliable and have a steady job but I could use the extra cash for small car problems. 2. With third parties to provide, maintain, and improve our Services; In connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition, divestiture, or dissolution of all or a portion of our business; To respond to subpoenas, court orders, or legal process; In order to investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services; To respond to claims that any posting or other content violates the rights of third parties; In an emergency, to protect the health and safety of our Sites' users or the general public; or as otherwise required by law. INFORMATION FROM CHILDREN Earnin may use and store the content for the purpose of providing the Service to you. You agree to maintain a balance that is sufficient to fund all payments that you initiate. Earnin may choose to share a portion of its Empyr publisher fee with Cash Back Rewards customers, but is not required to share any portion and may cease sharing its portion at any time, with or without notice. Over time, based on a number of factors, a person's Max can adjust to range from $50 to $500. Earnin will not engage in any debt collection activities if the amount of the Cash Out is not repaid on the scheduled date, place the amount of the Cash Out as a debt with, or sell it to a third party, or report to a consumer reporting agency concerning the amount of the payout. Visa, MasterCard, and American Express Corporate cards, Visa, MasterCard, and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), healthcare (including Health Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa-, MasterCard-, and American Express-branded cards whose transactions are not processed through the Visa U.S.A payment system, MasterCard payment system, and/or American Express payment system are not eligible to participate. This Terms of Use for User Generated Content (UGC Terms of Use) describe the terms and conditions under which Activehours, Inc., a Delaware corporation d/b/a Earnin and its affiliates (collectively Earnin) may use the content created and publicly posted by its Community Members (herein referred to as Community Members, you, and/or your), as more specifically identified and described in the message Earnin sent you via the social media platform on which the User Generated Content (User Generated Content or Content) first appeared. Notwithstanding anything to the contrary in the Privacy Policy, Earnin and its third-party provider Empyr, will use Cash Back Reward transaction data solely: By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data as described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personal Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. Any dispute with Earnin or its officers, directors, employees, agents or affiliates, arising under or in relation to these Terms of Service will be resolved exclusively through the small-claims court of the Superior Court of California within the county of Santa Clara, California, except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case we may seek such relief in any court with jurisdiction over the parties. SECURITY To the fullest extent permitted by law, you agree to indemnify, defend and hold harmless the Earnin Parties from and against any and all claims, losses, expenses, demands or liabilities, including reasonable attorneys fees arising out of or relating to (i) your access to, use of or alleged use of the Site or the Services; (ii) your violation of these Terms of Service or any representation, warranty, or agreements referenced herein, or any applicable law or regulation; (iii) your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property or privacy right; or (iv) any disputes or issues between you and any third party. Not all Visa, MasterCard, and American Express cards are eligible for registration. TERMINATING YOUR EARNIN ACCOUNT. Do we track your browsing activities on other sites? Your use of the Services after you are notified of any change(s) will constitute your agreement to such change(s). Palo Alto, CA 94306. i got you, here is mine: https: //earnin. If you do not use your Tip Yourself Account for a certain period of time, applicable law may require us to report the funds in your Tip Yourself Account as unclaimed property. Does Earnin sell you Personally Identifiable Information? We reserve the right to modify this information at any time. The authorization will remain in effect until you update this information in the App. To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. You will never be denied access to the Services on the basis of not tipping or the amount of any tip you choose to leave. By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to us through the Earnin Services, you are licensing that content to us solely for the purpose of providing such Services. These Terms of Service represents the entire understanding and agreement between you and Earnin regarding the subject matter of the same, and supersedes all other previous agreements. Email: legal-notices@earnin.com. We are not responsible if you use the Site and/or the Services in any manner that violates applicable law. THE SERVICE IS NOT INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. Earnin may engage in behavioral advertising on third-party sites (retargeting or tracking), through information collected about the pages you visit the Website. any other communication related to the Sites or Services. Cash Back Rewards statement credits will not appear or be reflected on your transaction receipt from the merchant at the time of purchase and will instead be reflected as part of the aggregate amount received from Earnin. We will review your Tip Yourself Account and transaction activity at various times, including when you initiate a transfer of funds into or out of your Tip Jar(s). We also use this information to communicate back to you regarding the outcome of any negotiation attempts. As a condition of your use of the Sites and Services, you represent and warrant to us that you will not use Earnins Sites or Services for any purpose that is unlawful or prohibited by these Terms of Service. You agree that Activehours and its Third Party Service Providers may view your transactions. Nevada State Bill 220. You may enroll another debit or credit card in Cash Back Rewards or deactivate your card in the other Empyr, Inc. operated program. We receive information in a few different ways: Any Personal Information collected is available to us and may be available to third-party service providers involved in the operation of the Earnin Site and Services. A Qualified Purchase is a purchase from a participating merchant using your registered card in accordance with the terms of the Offer and these Terms. Device ID: When you use the mobile versions of our Site, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system (the "Device ID"). You agree that by submitting documents, including documents containing medical and insurance information, for Medical Bill Review, you are disclosing the documents to us and expressly authorize us to review the contents of each document. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. We will send you an update within 48 business hours with either: a final report of available options (if any) to lower your medical bill payments that Earnin obtained from your medical provider or its representatives, or a request for further action from you, so that Earnin can better gauge what options may be available. If you believe that either your credentials or a device that you use to access the Site and/or our Services has been lost or stolen, that someone is using your account without your permission, or that an unauthorized transaction has occurred, you must notify us IMMEDIATELY at support@earnin.com or live chat the Earnin team via the mobile app.